|
INVESTMENT PHILOSOPHY
A good philosophy should start with a solid mission. Ours is “meeting your objectives and exceeding your expectations.” These are not just words…
To meet your objectives…Droms Strauss Advisors takes a comprehensive approach to investment management, with investment selection grounded in modern portfolio theory. We subscribe to the view that asset allocation is, by far, the primary determinant of long-run portfolio performance.
To exceed your expectations…our focus is on all aspects of your financial well-being. To receive the most value from working with us, tap into us as the “Chief Financial Officer” for your family. Wealth management clients receive access to invaluable advice, planning, and ideas on all sorts of matters. Just ask.
We believe that the first step toward financial success is to know what type of investor you are, and—most importantly—what your individual goals are. Based upon this belief, a resulting one-of-a-kind strategy should reflect “your objectives.” Read more about this on our Approach page.
Bill Droms developed and published the first risk tolerance questionnaire and asset allocation system over 25 years ago (see Bill’s bio). His proprietary PASS system has been broadly adopted and adapted in the industry by major banks, investment firms and CPA firms, and has been widely published in professional journals.
Our investment philosophy is based on three key concepts, supported by academic research:
-
Risk and return go hand in hand. In the capital markets, increasing return is accompanied by increasing risk.
-
Historical market patterns are a reliable predictor of how asset classes will perform, at least in direction, if not magnitude, over the long-term.
-
Attempting to time the securities markets by jumping in and out of different asset classes based on forecasts of future returns does not enhance long-term investment results.
Droms Strauss never gambles with your money. We manage risk for your given situation, always in a transparent way.
| 
